Wedding Insurance : Do You Need It?

   Insurance? For my wedding? Really?!? Many of you may never have even heard of such a thing. But it's out there and some locations require you purchase this in order to use their facilities.

So what is wedding insurance?
   There are several different form of wedding insurance. Your insurance provider can give you more details & help you determine what is best for you. But the insurance itself is exactly that- insurance for your wedding.  The cost of this is usually around the $100 price point with the average wedding costing about $20,000. But since the insurance coverage varies- the price does too. So it can also cost up to $600 for a more expensive policy.

When would I need it?

   For the $100 you would likely spend, insurance is there for the 'just in case'. And although it is unlikely, it's better safe then sorry.  Examples of what can happen include - your partner dies, bad weather, your family cannot make it to your wedding, and your location burns down.   There are many more reasons and not likely to happen. But any and all of these reason can easily ruin a wedding.

   So whether the $100 is worth it to save you from the unlikely & save your $20,000 investment, that is up to you and your partner?  If you decide it's for you, be sure to shop around for insurance before making your decision.